I can’t remember what exactly sparked my idea for this particular blog.  But it was something very moving, maybe on ESPN or a commercial.  It’s safe to say I have a soft spot for disabled children, whether it be physical or mental.  It’s also something that’s very close to home as a very close associate [...]

As complicated as saving for retirement is, many often revert back to the golden 4% rule or sticking to the “I need 80% of my current income per year during retirement.”  Although these are viable options, every retiree needs to take into consideration their own unique goals.  Here are four simple steps to help one [...]

Women have it tougher than men.  I say the generally, but it still holds water to this day and even from planning for retirement has merit.  There are a few reasons why, and retirement revised sights some extensive reasoning and studies into this theory.  I’ll cover the points I agree with.   One of the [...]

The cost of living, inflation , and lifestyle types are all pieces of the retirement puzzle to piece together when thinking about where to live.  How far does your dollar stretch where you are currently living?  Well , if you don’t think it’s going to be far enough, USNews lists 10 places you can retire [...]

Looking to retire and get away from the big city congestion and high cost of living?  Do you want a small quiet community that’s affordable for a retiree’s income?  But you also want to be close enough to enjoy some of the amenities of urban living?   AARP has a good article on the “10 [...]

USA Today’s Rodney Brooks had a good article on some of the numerous missteps and miscalculations retirees AND advisors face when planning for income needs in retirement years.  Click here for the whole article, but here’s a list of the Top 7 Mistakes:   Are you really going to spend less when you retire? Do [...]

Will I have to work forever?  This is a question many American households are asking themselves.  According to this week’s USA Today article on retiring, over half of US Households are at risk of not having saved enough to ever retire.  With the recent economic downturns, 57% of Americans have less than $25,000 in savings. [...]

Retirement Planning is a difficult balancing act of allocating your money in a responsible way and making proper decisions.  A recent article offered by Investopedia gave an easy to read, common sense approach to the mistakes one should avoid when planning for retirement.  After the financial crisis of 2008 wreaked havoc on so many retirement [...]

If you are like many others, Social Security is a bit of a mystery.  The Financial Samurai wrote a piece on what his SS would be.   I recently signed up for My Social Security where anybody can track their Social Security benefits online.  Even though I don’t count on Social Security in my passive [...]

The Social Security Administration has developed a new website tailored for smartphones.  The SSA says average around 35 million hits a year from smartphones.  With ever-facing  increasing demands from and year round budget cuts, the SSA implemented the smartphone website to provide customers ease of access and diverting ways to free up phone lines and [...]