Not everyone poorly plans for retirement.  Some folks have the right person or persons they deal with, got good advice, made good choices along the way, and retired on time and do all the things we think retirement is supposed to be.  It’s not too common, I’ll give you that, but it’s not out of [...]

I can’t remember what exactly sparked my idea for this particular blog.  But it was something very moving, maybe on ESPN or a commercial.  It’s safe to say I have a soft spot for disabled children, whether it be physical or mental.  It’s also something that’s very close to home as a very close associate [...]

As complicated as saving for retirement is, many often revert back to the golden 4% rule or sticking to the “I need 80% of my current income per year during retirement.”  Although these are viable options, every retiree needs to take into consideration their own unique goals.  Here are four simple steps to help one [...]

According to AARP , 1 in 4 baby boomers can’t come up with $2K to add to retirement plans.  That’s a problem.  It’s still, as hard as it is to admit, a problem from 4 years ago and the financial fallout of the markets in the US.   That snapshot of Americans’ finances was captured [...]

Women have it tougher than men.  I say the generally, but it still holds water to this day and even from planning for retirement has merit.  There are a few reasons why, and retirement revised sights some extensive reasoning and studies into this theory.  I’ll cover the points I agree with.   One of the [...]

The cost of living, inflation , and lifestyle types are all pieces of the retirement puzzle to piece together when thinking about where to live.  How far does your dollar stretch where you are currently living?  Well , if you don’t think it’s going to be far enough, USNews lists 10 places you can retire [...]

At Annuity Think Tank, we would like to commend columnist Scott Burns.  Scott has been an outspoken critic of annuities over the years.  He is often introducing good debate and discussion over the place of annuities in a client’s retirement and safe-money portfolio.  And while we don’t always agree with Scott opinion, he has never [...]

Looking to retire and get away from the big city congestion and high cost of living?  Do you want a small quiet community that’s affordable for a retiree’s income?  But you also want to be close enough to enjoy some of the amenities of urban living?   AARP has a good article on the “10 [...]

USA Today’s Rodney Brooks had a good article on some of the numerous missteps and miscalculations retirees AND advisors face when planning for income needs in retirement years.  Click here for the whole article, but here’s a list of the Top 7 Mistakes:   Are you really going to spend less when you retire? Do [...]

Will I have to work forever?  This is a question many American households are asking themselves.  According to this week’s USA Today article on retiring, over half of US Households are at risk of not having saved enough to ever retire.  With the recent economic downturns, 57% of Americans have less than $25,000 in savings. [...]