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Tag Archives: Indexed annuity

Rates and Caps are on the Rise

If you are classified as a senior or a baby boomer, then you most likely are familiar with the term annuity.  An annuity is an insurance product that is designed for your “safe money”, money which you can’t afford to lose.  There are four different types of annuities out there; traditional fixed annuities, fixed index  Full Article…

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5 Tips on Meeting Retirement Challenge for Advisor’s

According to a survey by Deloitte’s Center for Financial Services (Deloitte), close to 40% of 4,500 consumers surveyed said they do not know anything about annuities or understand how they work.  The survey suggests that these findings attest to the inability of the industry to convey not only the operational mechanics of the products, but  Full Article…

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Why Do Some Index Annuities Not Offer the Greatest Annuity Benefit?

There is a term in the annuity industry called “Annual Reset”.  It is a term referring to some Index Annuity products.  Not every annuity or even index annuity offers Annual Reset.  However, it is the single biggest advantage that the Index annuity product offers.   Here’s how it works:   Whenever the index your performance  Full Article…

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Writing A Will

According to a survey from FindLaw.com, roughly 55% of Americans don’t have a will, which leaves them no say in what happens to their assets when they die. Furthermore, if you die “intestate” without a legal will your living situation at death has no bearing on the division of your accidental estate.   Market watch  Full Article…

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How High Is Inflation Really?

The commonly used rate of inflation, 3%-4%, is used in so many formulas for retirement, investing, and “cost-of-living” increases.  But, is that the right number?  A   story released by the American Institute for Economic Research claims that the real rate of inflation is closer to 8%. Where is this number coming from?  The reports are  Full Article…

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