Here at Annuity Think Tank, we constantly get questions regarding Social Security.  From how it is taxed, the ideal age to turn it on, to the longevity of the Social Security fund itself.  With the recent all-time low interest rates that are penalizing savers such as retirees, there have even been some articles talking about deferring your Social Security payments being analogous to having a high paying deferred annuity.  Keep in mind, your Social Security payments will continue to grow at a guaranteed minimum inflation rate each year that you don’t turn them on.  So by letting your Social Security income defer, you are in essence making more on your money that any other safe vehicle in the marketplace.

The next most popular question that we receive revolves around paying lower taxes on Social Security.  In many cases, there is actually a science to it.  In fact, there are some financial planners that consider themselves experts on the subject, and dedicate their careers to helping seniors pay lower taxes on Social Security.

One of the best reports we have come across for Social Security Education is a white paper by Dr. Shelby Smith called The Guide to Social Security.  Click the image below to download the entire 26 page report.  You won’t be disappointed.

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