Is my annuity better than your annuity?

About AnnuitiesIn a world where the income rider is king, I challenge you, the advisor, to look at real returns once in awhile.  Many of the carriers with the best income riders have indexed accounts that will return next to nothing for the client.  An income rider that guarantees 5, 6, 7 or even 8% is fantastic, but if the FIA it’s attached to is only going to return 1 or 2% then we may be doing our client a disservice.  Not all FIAs are created equal.  Call me to see how the annuity you are selling stacks up to the one below.  This illustration is looking at every possible day over the last 40 years.

Highlights:

  • Best 7 year period is 14.86%
  • Worst 7 year period is 5.81%
  • Most Current 7 year period is 4.18%
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Tags: American General Vision maximizer, Annuities, Business, Fédération Internationale de l'Automobile, FIA, Financial services, Income, Insurance, Retirement

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4 Responses to “Is my annuity better than your annuity?”

  1. Jordan March 10, 2011 at 4:41 pm #

    What income rider is this?

    Best,

    Jordan

  2. Jason Chaifetz March 22, 2011 at 2:04 pm #

    Jordan,
    Actually, if you can believe it, this is the actual FIA returns, not the income rider. Pretty amazing, huh! Call me to discuss at 404.551.3940.

  3. James March 25, 2011 at 7:18 pm #

    It is a whole life product. Bait and switch.

    • admin March 25, 2011 at 7:22 pm #

      James, it is actually a new fixed indexed annuity, not a whole life product. We don’t bait and switch at Annuity Think Tank. We simply don’t need to. Call us for more details on this annuity.

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