Archive for the ‘The Economy’ Category

How our Bubble Behaviors from 2007 are Back

Interesting interview with a group that says our “bubble behaviors from the last decade have come back” and that the entire market (both domestic and globally) is severely inflated and has even pushed all asset prices to extreme levels.   Watch the full interview below.  


Unnecessary Insurance

Are you over insured? In this economy we are all looking for ways to cut back and use our dollars wisely and still be financially responsible. Insurance can be wise, but here are a few kinds of insurance that can be unnecessary.   PMI – Private Mortgage Insurance (PMI) is an insurance policy that protects [...]


Ongoing Problems For Boomers 55 And Over

According to AARP , 1 in 4 baby boomers can’t come up with $2K to add to retirement plans.  That’s a problem.  It’s still, as hard as it is to admit, a problem from 4 years ago and the financial fallout of the markets in the US.   That snapshot of Americans’ finances was captured [...]


Where Can You Retire On Just Social Security?

The cost of living, inflation , and lifestyle types are all pieces of the retirement puzzle to piece together when thinking about where to live.  How far does your dollar stretch where you are currently living?  Well , if you don’t think it’s going to be far enough, USNews lists 10 places you can retire [...]


Is paying off the mortgage a smart decision?

Although this will eliminate the largest monthly expense for most retirees, paying off the balance may not be intelligent.  With interest rates on 30 year mortgages still at all-time lows, it makes more since to allocate assets elsewhere.  Many experts say that it is better to be more liquid rather than be house rich like [...]


Is Boston the best city to start a retirement career?

Did you know that Boston could be the best city in which to launch a retirement career? Well, over 30% of the metro Boston area over the age of 60 are employed.  Also, the unemployment rate for older workers is a mere 2.4%.  When looking at retirement, many baby boomers are looking for a great [...]


Best Places to Retire on Only Social Security

Emily Brandon of U.S News & World Reports list the Top 10 Places to Retire on Social Security Alone:   West Lafayette, IN Syracuse, NY Sunland Park, NM State College, PA Murray, KY Mount Pleasant, MI Cheney, WA Boone, NC Blacksburg, VA Auburn, Al


Retirement Planning Strategies for Women

Forbes recently published an article on Retirement Planning for Women.  These 5 key steps are crucial in preparing for post-career.  You can read the entire article here.     Develop a budget. Visualize the lifestyle you want to live in retirement, and develop a realistic budget based on that vision. Until you can estimate what [...]


Is Tennessee the best state in which to retire?

According to bankrate.com, the top state in the US in which to retire is Tennessee.  Tennessee has one of the lowest local tax burdens in the United States.  The cost of living is the 2nd lowest in the country behind Oklahoma.  Tennessee has access to great healthcare and the weather is pretty enjoyable as the winters [...]