As the market has been bullish recently and experiencing all-time highs, don’t get caught up in the rally and sway from your retirement plan.  According to a recent article in U.S. News and World Report there 5 keys to follow even in a bull market:       1)      Stay the course – Don’t let [...]

USNews has an interesting take on moving around your old 401(K).  They do a really nice job of breaking down the 4 options you have when it comes to that old 401K that we almost all have.  When you leave a job, you have four options for your 401(k) plan balance:   1. Leave it.  [...]

A recent article in U.S. News and World Reports talks about 5 ways to avoid running out of money in retirement.  This happens to be the number one fear for retirees, the idea that they will run out of money in their retirement.  The article highlights the following items as key to avoiding this fear [...]

In today’s retirement world the old rules of thumb like the 4% rule, where you can withdraw up to 4% of your portfolio as income annually and avoid burning through your assets are out the window.  A recent article picked up by Yahoo Finance highlights this point.  The article talks about how since 2008 the [...]

A.M. Best recently affirmed the financial strength ratings of A++ for Teachers Insurance and Annuity Association and its wholly owned insurance subsidiary, TIAA-CREF Life Insurance Company.  The TIAA group of companies are market leaders specializing primarily in the education and non-profit pension market.  Not only was TIAA affirmed with this “Superior” rating, but A.M. Best [...]

A.M. Best Co. has affirmed the financial strength rating of A++ (Superior) credit rating of TIAA-CREF and their holding company Teachers Insurance and Annuity Association of America.  TIAA is the leader in the higher education and not-for-profit pension arena.

For many who are approaching retirement the costs involved are not properly estimated.  This blog highlights the key items to cover in a successful retirement strategy:   Healthcare and Long Term Care:   For many age 65 is when Medicare will kick in, however Medicare doesn’t cover all of your medical expenses, therefore a supplemental coverage [...]

Today, when our President completes their term in office, the former President will receive a taxable $191,300 annually for life per The Former Presidents Act.  When the former President passes away, their widow will receive $20,000 annually until he or she dies.

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

When most people think of retirement planning, they immediately think about money and the planning that goes into saving for their golden years.  While money is no doubt important, retirement planning includes another extremely important decision and that is where you are going to live.   How can you get the most bang for your [...]