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A Unique Solution for Wealth Transfer and Qualified Funds

I want to discuss today about an alternative for transfer of wealth for one’s qualified funds.  With the many annuity and life insurance carriers out there in the Industry, only a very limited handful of carriers provide this unique solution for this type of client.  The goal is simply to convert the qualified funds (Tax  Full Article…

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Pros and Cons of Tax Free Retirement

One of the more popular terms for a specific universal life insurance product is called “Tax Free Retirement“.  These hot selling life policies have a very intriguing “tax free loan” where you can essentially take out a loan against your cash value without paying any taxes.  Of course, there are pros and cons to this  Full Article…

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An Annuity Alternative for Wealth Transfer

There are a handful of scenarios where an annuity would be a great fit a consumer.  One of the more popular needs today is wealth transfer.  Consumers want to just leave their money to heirs, and allow it to grow better than a CD.  Annuity carriers now provide “enhanced death benefits” to generate guaranteed growth  Full Article…

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Unnecessary Insurance

Are you over insured? In this economy we are all looking for ways to cut back and use our dollars wisely and still be financially responsible. Insurance can be wise, but here are a few kinds of insurance that can be unnecessary. PMI – Private Mortgage Insurance (PMI) is an insurance policy that protects the  Full Article…

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Healthcare Remains Affluent American’s Top Concern

According to a survey conducted by Bank of America, the top concern of over 80% of affluent investors is the rising costs of healthcare.  As millions of baby boomers plan for retirement healthcare is becoming a key topic of conversation.  People are living longer and therefore have to plan for more retirement income and coverage  Full Article…

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