Annuities provide a handful of really effective solutions to common problems amongst both retirees and pre-retirees.   Some examples are consumers seeking purely safety and growth in the market.  Fixed and Index Annuities provide these very features.  Some consumers use annuities with estate planning and wealth transfer.  Some like to prepare for Long Term Care, Nursing [...]

Many myths exist about fixed index annuities.  The retirement planning and financial services industry is a very competitive one where the overwhelming majority of advisors truly do recommend what they believe is best for their clients.  However, this competitive culture has led to a lot of bad information and inaccurate data, specifically with regards to [...]

There are a handful of scenarios where an annuity would be a great fit a consumer.  One of the more popular needs today is wealth transfer.  Consumers want to just leave their money to heirs, and allow it to grow better than a CD.  Annuity carriers now provide “enhanced death benefits” to generate guaranteed growth [...]

So you are being told by your retirement specialist that an annuity is a great fit for a portion of your safe money.  After talking it over with your family and friends, you learn that they have the exact opposite reaction towards an annuity.  They tell you its a bad decision, and that you’ll never be able [...]

As complicated as saving for retirement is, many often revert back to the golden 4% rule or sticking to the “I need 80% of my current income per year during retirement.”  Although these are viable options, every retiree needs to take into consideration their own unique goals.  Here are four simple steps to help one [...]

Annuity Producers will now have to complete their 4 hour NAIC Training and Product Specific Training prior to soliciting any annuity business to the consumer starting June 1st.   Please contact Annuity Think Tank to find out how you can complete this training.

The Social Security Administration has developed a new website tailored for smartphones.  The SSA says average around 35 million hits a year from smartphones.  With ever-facing  increasing demands from and year round budget cuts, the SSA implemented the smartphone website to provide customers ease of access and diverting ways to free up phone lines and [...]

Unfortunately, there are some common mistakes that many make with regards to retirement that can be avoided.  Many people aren’t aware of the pitfalls in their plans.  Many retirees begin taking their social security payouts as soon as they are eligible, however by delaying the benefit, the monthly payout increases, and the overall benefit increases [...]

Mention the word “annuity” to a group of seniors, and I’m certain there will be at least one person in the group that will talk negative about it.  But why?  An annuity is a contract with an insurance carrier that is not only designed for your “safe money”, but it also provides protection, and guarantees.  One [...]

Many feel that retirement is a time of stress free living where cares and inhibitions fade.  The truth is there are still many things will or could cause stress in retirement, being prepared will help ensure stress doesn’t throttle your golden years.   Will you have enough money?  Will your health hold up?  Will you [...]