Many myths exist about fixed index annuities.  The retirement planning and financial services industry is a very competitive one where the overwhelming majority of advisors truly do recommend what they believe is best for their clients.  However, this competitive culture has led to a lot of bad information and inaccurate data, specifically with regards to [...]

There are a handful of scenarios where an annuity would be a great fit a consumer.  One of the more popular needs today is wealth transfer.  Consumers want to just leave their money to heirs, and allow it to grow better than a CD.  Annuity carriers now provide “enhanced death benefits” to generate guaranteed growth [...]

So you are being told by your retirement specialist that an annuity is a great fit for a portion of your safe money.  After talking it over with your family and friends, you learn that they have the exact opposite reaction towards an annuity.  They tell you its a bad decision, and that you’ll never be able [...]

America’s largest mutual life insurer just announced very strong first-quarter life insurance sales and immediate annuity sales.  New York Life saw a record year in sales in 2012 and it would appear as though they are continuing in that direction for 2013.  The first quarter sales include single premium immediate annuities, where New York Life [...]

Annuity Producers will now have to complete their 4 hour NAIC Training and Product Specific Training prior to soliciting any annuity business to the consumer starting June 1st.   Please contact Annuity Think Tank to find out how you can complete this training.

According to a survey conducted by Bank of America, the top concern of over 80% of affluent investors is the rising costs of healthcare.  As millions of baby boomers plan for retirement healthcare is becoming a key topic of conversation.  People are living longer and therefore have to plan for more retirement income and coverage [...]

We have all seen statements from a money market account, savings accounts, and even CD’s.  What they all have in common is that these accounts are typically for your safe money, and the rates are low!  A question that comes up a lot, is “should I put my money into a traditional fixed annuity?”   [...]

Mention the word “annuity” to a group of seniors, and I’m certain there will be at least one person in the group that will talk negative about it.  But why?  An annuity is a contract with an insurance carrier that is not only designed for your “safe money”, but it also provides protection, and guarantees.  One [...]

Many feel that retirement is a time of stress free living where cares and inhibitions fade.  The truth is there are still many things will or could cause stress in retirement, being prepared will help ensure stress doesn’t throttle your golden years.   Will you have enough money?  Will your health hold up?  Will you [...]

As the market has been bullish recently and experiencing all-time highs, don’t get caught up in the rally and sway from your retirement plan.  According to a recent article in U.S. News and World Report there 5 keys to follow even in a bull market:       1)      Stay the course – Don’t let [...]