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New American Equity Product – Foundation Gold

American Equity has just released a new product available in almost all states.  The product is called the Foundation Gold and it designed to be “10-10 compliant” and “Broker Dealer Friendly.”  The product will replace the Traditions Gold Plus product.   Here are the specs on the new product. 10 year product 7% bonus with  Full Article…

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Annexus BalancedChoice Annuity (BCA) Review

The Annexus product line is a little different from most Annuity Products. First off, Annexus is not an insurance carrier, but rather an annuity marketing group that creates proprietary products and then finds an insurance carrier to underwrite those products. Currently, Annexus has just a few product lines that are distributed through their exclusive marketing  Full Article…

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Rates and Caps are on the Rise

If you are classified as a senior or a baby boomer, then you most likely are familiar with the term annuity.  An annuity is an insurance product that is designed for your “safe money”, money which you can’t afford to lose.  There are four different types of annuities out there; traditional fixed annuities, fixed index  Full Article…

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Safe Money Alternatives

When I talk about the term “safe money”, what I am referring to is simply money you can’t afford to lose.  Depending on your age, your safe money may be a larger or smaller portion of your portfolio.  If you are anything like my parents, the term safe money is talked about, and coming up  Full Article…

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New York Life Surges 20% In First Quarter

America’s largest mutual life insurer just announced very strong first-quarter life insurance sales and immediate annuity sales.  New York Life saw a record year in sales in 2012 and it would appear as though they are continuing in that direction for 2013.  The first quarter sales include single premium immediate annuities, where New York Life  Full Article…

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