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Different Types of Fixed Annuities

Today I would like to briefly touch on the different variations of annuities.  There’s not just one annuity out there, and I feel like they get lumped up together causing confusion and misrepresentation. Fixed Annuity – This type of deferred annuity is similar to a CD.  You know today, exactly what fixed rate of growth  Full Article…

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Solution to a Rising Interest Rate Environment

A year ago when a client or prospect was approached by an advisor to move a portion of their “save money” into an annuity, some common objections were: “rates are too low”, or “why would I lock my money up now “what if interest rates start to rise?”  All are valid points.  And I’m sure  Full Article…

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Caps are Rising!!!

Finally Rates are on the rise!!!  It’s been a tough 2 years with rates on fixed and fixed index annuities being at an all-time low.  With fixed index annuities, you typically are not guaranteed growth because you are participating in stock, bond, or commodity indexes with 100% downside protection from market volatility.  The trade-off for  Full Article…

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