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Different Types of Fixed Annuities

Today I would like to briefly touch on the different variations of annuities.  There’s not just one annuity out there, and I feel like they get lumped up together causing confusion and misrepresentation. Fixed Annuity – This type of deferred annuity is similar to a CD.  You know today, exactly what fixed rate of growth  Full Article…

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Advisors Marketing Secrets Exposed (Part One)

In this series, we are going to cover the top four ways that advisors market their practice.  As with any business they are trying to get more of the right kind of clients attracted to their product.  Their product is themselves and their ability to design a plan to best meet the client’s goals.  As  Full Article…

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Solution to a Rising Interest Rate Environment

A year ago when a client or prospect was approached by an advisor to move a portion of their “save money” into an annuity, some common objections were: “rates are too low”, or “why would I lock my money up now “what if interest rates start to rise?”  All are valid points.  And I’m sure  Full Article…

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Putting Money Into a Traditional Fixed Annuity

We have all seen statements from a money market account, savings accounts, and even CD’s.  What they all have in common is that these accounts are typically for your safe money, and the rates are low!  A question that comes up a lot, is “should I put my money into a traditional fixed annuity?”    Full Article…

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Rollup Rate Change with Athene

Athene Annuity announced earlier this month that there will be a rollup rate change effective June 1, 2013.  To receive the current rate, complete application packages must be signed and dated 5/31/13 or earlier and received in good order in Athenes service center by June 7, 2013.  The rollup rate changes are as followed:    Full Article…

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Wells Fargo to add Prudential Income Annuity

Wells Fargo has announced that they plan to make Prudentials IncomeFlex Target available to more than 3,000 defined contribution plans covering more than 3 million plan participants as a guaranteed lifetime income solution.  This product offers simplicity, protection from market downturns and lifetime withdrawals with the option to rebalance the asset mix as the investor  Full Article…

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