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Simple Interest vs. Compound Interest

By definition, simple interest is called simple because it ignores the effects of compounding.  With simple interest, the interest is always based on the original principal.  With compound interest; interest accrues on the initial principal and the accumulated interest of that principal.  So in layman’s terms, compound interest is interest on interest.   Let me share  Full Article…

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Credit Card Spending

Procrastination is like a credit card: it’s a lot of fun until you get the bill. – Christopher Parker Credit Cards are making you dumb. The mechanics of using a credit card are so easy. Just swipe and sign. That’s it. It’s no surprise that people who have credit cards spend more money. Credit cards  Full Article…

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Using Philanthropy to Create Tax Deductions

It has been researched that 85% of households give some money at some point throughout the year. So philanthropy is not new, it is encouraged by religious groups, social groups and certainly alumni associations and hospitals etc, etc. Historically the real impacting gifts are made by wealthy families but there is a new form of  Full Article…

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Greed Is Good

“greed, for lack of a better word, is good. Greed is right, greed works. Greed clarifies, cuts through, and captures the essence of the evolutionary spirit. Greed, in all of its forms; greed for life, for money, for love, knowledge has marked the upward surge of mankind.” Those words, spoken by fictional character, Gordon Gekko,  Full Article…

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