Building Retirement Income for Life

annuity think tank A recent article from US & World Report discusses the way to plan for income in retirement.  Once you have properly prepared for your retirement, meaning you have evaluated your savings, your expenses, and your needed income you are ready to get your plan on track.  The key is to align your guaranteed income level with your needed expenses.  With the 4% rule being thrown out the window in the current low yield environment and CD rates at all-time lows, using annuities to help cover the income gap between your social security and pension payouts can be ideal.  Fixed indexed annuities are growing in popularity with the decreased use of pensions.



Once your needed income is covered by a guaranteed income stream, the rest of your investments are able to cover your discretionary spending and any legacy you are planning to leave to your heirs.  This peace of mind is vital to a happy and successful retirement plan.



For more information on annuities and the reasons to purchase an annuity, visit the Annuity Think Tank.



To read the article from US & World Report, click here.



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5 Responses to “Building Retirement Income for Life”

  1. Billy Patty Snyder May 6, 2013 at 2:04 pm #

    As I meet with clients that are at both ends of the retirement spectrum, just getting started on their career to already retired, I find most either don't know what to do or wished they had started with a plan earlier. Where are you on your path to retirement? Do you have a plan? MSG me for a complimentary report using your numbers to see if you will end up where you want to when you retire.

  2. Danial Hahn May 8, 2013 at 10:46 pm #

    Letting someone else control your money is insane, you can never go wrong in real estate.

    • Donnie Baker May 9, 2013 at 10:15 pm #

      Really Dan??? Tell that to all the suckers that bought in 2007…..6 years later still way underwater!!

    • Danial Hahn May 9, 2013 at 11:31 pm #

      Agreed,That was then, buying now will make you a very wealthy person in 20 years and you can get so much more for the money. Just staying ahead of the curve…

    • Danial Hahn May 9, 2013 at 11:31 pm #

      Donnie Baker I made over 300 k in 07 by the way in real estate

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