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Archive | April 21, 2013

Retirement Good or Bad

Do you remember when retirement was supposed to be your time to do what you always wanted too?  When you could travel, go on vacations, move to the beach and buy your dream home?  When did all of that change?  Have we forgotten what retirement should be or have we accepted that our dreams of  Full Article…

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Financial Meltdown

A financial meltdown like the one that we experienced recently can deplete any sized retirement account.  What if you could protect yourself from any financial meltdown and know that you would never lose your principal? And what if you could still participate in the market upswings at the same time?   Annuities may be the  Full Article…

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NY Life Annuity Premiums Lowered

New York Life is looking to attract younger investors by reducing the initial required deposit for their Guaranteed Future Income Annuity from $10K to $5K. This would ultimately attract investors who might normally fund their IRAs with that money. This would also allow other individual to be able to take advantage of their products and start  Full Article…

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Digital Annuity Applications

There’s great news for annuity advisors and consumers alike.  Aplifi has created a software program that allows insurance carriers to accept applications for annuities digitally.  This software will dramatically cut the time and money spent on mailing, printing, and processing paper applications.  A large insurer’s recent study on their internal processing found that 84% of applications  Full Article…

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Protecting My Spouse After I’m Gone

I was reading this article about a husband worrying about his wife from his deathbed.  It is an all too familiar story.  For some of us, it was our father looking out for our mother, or Uncle Jim concerned about Aunt Susan, or any other combination.   I was reminded about a couple I spoke to  Full Article…

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