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Archive | April, 2013

Calculating Social Security Benefits

As one nears retirement, the decision to start taking Social Security benefits begins to be carefully calculated into retirement income planning.  During the retirement income planning process it is important to know how much Social Security will pay out, but some want to know how benefits are calculated.   Social Security benefits are based on  Full Article…


Boomers Wants In Retirement

Allianz Life Insurance Company completed a recent survey of Baby Boomers, “Transition Boomers and Retirement Income”. The survey suggests that Baby Boomers are more interested in guaranteed income rather than higher returns. However only 25% of those surveyed owned an annuity.  Most of those surveyed admitted not even knowing much about annuities.   More women than  Full Article…