With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

American Equity was recently named in Fortune Magazine’s 100 Fastest Growing Companies.  The insurance company posted earnings growth of 87% and revenue growth of 42% to finish #18 overall.  They have been one the top performers in the Index Annuity industry for years.  There was not another insurance company in the top 100.  The #1 [...]

Late last year, I predicted in September that 2013 and 2014 would the year of the buyout and to prepare for it by brushing up how to use social media to track job changers .  ERISA provides substantial benefits having been enacted in 1974 to protect against employer abuses of defined benefit pension plans. For [...]

I don’t know about you but as a result of the recent postal increase and the advent of  e- mail-, I’ve written my last letter to the editor. I can’t afford spending 47 cents to put in my two cents worth.  Now that the sequester has kicked in my written wedding invitations are arriving on [...]

They say there is a coffee shop on Wall Street  serving a Stock Market Breakfast-scrambled nest eggs. With millions of aging baby boomers continuing to work past normal retirement age, many clients are wondering if there is anything they can do to reduce income taxes on social security benefits. Annuities are one way to access [...]

If you put a group of 60 year old chronologically gifted, calendar endowed wise advisers in a room and asked them about using their planner website as a marketing tool along with social media, there would be some saber rattling about its effectiveness.  Apparently not even with the leader of the Catholic Church bowing out [...]

The Uniform Gifts to Minors Act (UGMA) and Uniform Transfers to Minors Act (UTMA) are custodial accounts set up on behave of minors.  The minors will then have complete access to all money and/or property by age 18 or 21, depending on the state.  The major difference between an UGMA and an UTMA is UTMA’s [...]