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Archive | March 10, 2013

Outliving Your Retirement

With the issue of Americans outliving their retirement wealth, there is some common sense details that can help you plan accordingly and not ruin your retirement savings. First, is stay away from risky investments like trading commodities futures, unless you are highly experienced in that area? You’ve worked long and hard for your money, so  Full Article…

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Wired but Tired?

“It was the best of times. It was the worst of times” In Dickens “A Tale of Two Cities” this was a description of the times during the French Revolution. A Revolution is going on in as many workers are rebelling about being constantly wired to their jobs while on the flip side being increasingly  Full Article…

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The Emperor with No Clothes-Central Banks?

  Those that call the most recent run of 125% for the S&P 500 and see the stock market as a leading economic indicator are letting the lessons of history and rose colored glasses muddle mucky waters as the Fed Fest continues with sunny funny money amidst stagnant wage growth prophetically telling the truth. Sir  Full Article…

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Advisers turn to Home Offices in Droves

Apparently, prospects, clients and advisers are turning away from commuting without any sacrifice in productivity in record numbers, according to Senior Market Adviser.  Many advisers love taking ego trips to a mahogany laden office but the luggage they carry may be costing them greatly in terms of client face-to-face time and prospecting efforts.  Though having  Full Article…

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Sequester Cuts and Medicare

April 1st, doctors, hospitals and facilities that treat Medicare patients will see a 2% pay cut under the $85 billion federal budget sequester. The Centers for Medicaid Services needs to provide 1-2 weeks notice to claims administrators so they have enough time to adjust their systems. So, even though the cuts went into effect on  Full Article…

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Florida Annuity Regulations

In Florida, the Safeguard Our Seniors law, governing the sale of variable and fixed annuities to people over 65, went into effect January 2011. Since it’s inception, the number of complaints about fraudulent practices by sellers has dropped. Sellers who persuade seniors to sell investments or to use their savings to buy annuities that are  Full Article…

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Retirement and You

Many people are unsure on just how involved they should be in their retirement.  Retirement can be a daunting task for many as they are not in the retirement planning industry.  However, it is very important for every person to have an active involvement in their own retirement planning.  Many of future retirees do not  Full Article…

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Tax-Deferred Growth

If you’re looking for tax-deferred growth, guaranteed income, death benefits, long-term care, an annuity may be right for you.  Annuities provide all of the above giving you a stress-free retirement plan.  Markets may go up or down, but you will be guaranteed a fixed amount of income growing tax-deferred.  As your peers may be worrying  Full Article…

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