I’m sure we’ve all at one point, have had a prospect tell us they want to generate an income stream, but want keep their principal preserved.    The Split Annuity Concept is one way to make this happen.  The idea is to put a portion of your clients’ funds into a single premium deferred annuity.  Then [...]

As of recent there have been a number of conferences and meetings in regards to the sale of annuities that are continually being revised in the Annuity Buyer’s Guide from the National Association of Insurance Commissioners (NAIC).   During a phone conference last week between state insurance regulators and industry experts, it was pointed out that [...]

This month the National Retirement Planning Coalition (NRPC) has officially named April 8th through April 12th, 2013, as National Retirement Planning Week.  The NRPC is a consumer advocacy group whose goal is to educate consumers and remind them of the importance of having a comprehensive retirement plan.  National Retirement Planning Week has been designed to [...]

Financial Samurai had a large article on the pros and cons of retiring early. I thought the reasons for retiring early were fairly interesting and though I would share.   1) Haven’t found the right job. The number one reason why people want to retire early is because people haven’t found a job that gives [...]