We couldn’t help but post this hilarious commercial from Saturday Night Live about “Helping “Popes Retire Since The Last Time It Happened (1415)”.    

It is no surprise to anyone that social media and digital marketing are playing a monumental role in buying habits, education, branding, and consumer spending in all forms of business models both large and small. However, many in the financial services industry still seem suspect that it can’t help their business. We have heard from [...]

One of today’s biggest objections is “caps are too low” with FIAs.  After doing research, we have found that not all carriers are providing these qualities.  Right now there are several carriers offering high caps on a various allocations.  The highest rates we are seeing are: 6.5% Annual Point to Point Cap with 100% Participation [...]

Thanks to investment gains as well as workers contributions, 401K accounts reached their highest levels ever by years end 2012 according to data provided by Fidelity Investments.   But the average, while 12% higher than a year earlier, totals just $77,300, according to Fidelity’s data, which covers 12 million participants. That is a fairly dismal sign [...]

In a recent article by Denise Appleby, she provides a list of 5 ways to stretch your retirement budget.  The first thing she lists is to evaluate your financial readiness and income needs in retirement to effectively plan.  The number 2 item she lists, is to consider adding annuities to your retirement plan.   For [...]