A recent study by the Employee Benefit Research Institute, only 14% of Americans are confident that their retirement plan are adequate for their lifetime income needs.  This means that there are 76% of Americans who are not confident with their current retirement game plan and thus need the help of a true retirement income expert [...]

Many investors are searching for a safe place to put their money and annuities are an attractive option.  Many retirees are not looking for the best return on their money, but guaranteed income.  Annuities may not provide the highest rate of return on your investment, but they can provide guaranteed income for life.   There [...]

A successful Retirement Income Specialist must be the expert in retirement planning.  It is critical for the advisor to become an expert and continue to stay up to date on the products and services they sell.  If you do not fully understand the ins and outs of the products which you recommend and sell your [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

How are you positioning yourself to get in front of more clients?  Are you still relying on the same old sales strategies and latest popular marketing idea?  Although there are some marketing techniques that will continue to be successful, do not become the next “Blockbuster”.   I am sure everyone reading this has rented a [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

  There has been a lot of talk recently of the devaluation of the US Dollar and what it means to middle class Americans.  Since many retirees are living on a fixed income, spikes in inflation or the buying power of the dollar are big reasons for concern.  Here are a couple different takes on [...]

With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement.  It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther.   [...]

See video below for an interview on the Daily Ticker of El-Erian, the CEO of PIMCO. He speaks directly to the currency war that may happen and how it could play out.  He also discusses the “Wealth Effect” and “Animal Spirits.”