Many investors are concerned about the economy, market volatility, and stock market risk.  This is still prevalent after the DJIA and S&P have had solid returns the last couple years.  Many have been encouraged by advisors to turn to bonds as an alternative to Stock and Real Estate bubbles over the last decade.  However, are [...]

Piggybacking on a blog I posted yesterday where I discussed the Four Percent Rule for sustainable withdrawals in retirement, I came across this video on WSJ on a similar topic.  In the interview a T. Rowe Price advisor addresses the fear that clients have of running out of money in retirement.   While we all understand [...]

For the last 5 decades, baby boomers have created massive shifts in consumption for things related to their overall lifestyle and needs.  Businesses and organizations that cater to these “boomer needs and wants” have (and will continue to) made fortunes having the right product or service at the right time.  From diapers (how do you [...]

Retiring is hard. You go from a routine that you have had for many many years to something completely different.  You don’t see your co-workers, or have water cooler chats. Instead, maybe you go to the “club” and see the other retirees to chat.  No more bonus checks, no more changing income.  You are set [...]

Recently a quick assessment was posted on Life Health Pro by Maribeth Kuzmeski.  According to Kuzmeski, answering these 8 questions will tell you a lot about your marketing strategy for this year. 1) Do you have an up to date website? And does the site have a call to action to engage your prospects? 2) [...]

Wondering how your client’s retirement funds are taxed with Annuities?  Gregory Hamel wrote a simple yet to the point article on how your client’s $$$ are taxed through withdrawals.     Fully Taxable Payments Annuity payments you receive are fully taxable as ordinary income if you use pretax money to buy your plan. For example, [...]