Taxpayers will be able to leave an extra $130,000 to their heirs free of estate taxes this year under cost-of-living adjustments announced by the Internal Revenue Service.  The estate-tax exemption for 2013 will be $5.25 million for individuals, up from $5.12 million in 2012, the IRS said in a statement on Friday. For married couples, [...]

With approximately 10,000 baby boomers hitting age 65 each day for the next 15 or so years, all of the focus has been on the boomers and how unprepared they are for retirement.  Because of this, few have made much mention of the problems that Generation X and Generation Y will have once they hit [...]

Forethought, who is known for their big income bonuses is making some key changes to their product line.  Some changes are positive and some are negative.  The Forethought Income 125 will become the Income 125+.  Here are the key changes:       Lifetime Income now available day one - No waiting period! Improved Income Benefit Factors at older [...]