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Archive | January 13, 2013

Taking Retirement Income Before Retirement Age

Many people believe they cannot take distributions from their retirement plans (IRAs, 401ks) before age 59 ½.  And while that is true most of the time, the IRS does have some specialized provisions to take income before normal retirement age.  The little known rules are called 72t and 72q (for non-qualified deferred assets).  For people  Full Article…

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Get Down Get Funky our Bonds aren’t that Junky cry Life Insurers

 As my wife turns 55 and qualifies for her first set of discounts, two months before me I might add, I am reminded of the first chronologically gifted man who asked the second calendar wise man if he wanted to go for a walk. The second man asked “Isn’t it windy” to which the first  Full Article…

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Fastest Increasing Segment of Internet Usage? Baby Boomers and Seniors

Recent surveys show that the fastest two segments of internet usage are Seniors and Baby Boomers.  Currently 53% of seniors and 77% of Baby Boomers are using the internet.  But here’s the real startling revelation, of the senior and baby boomer generation that has adopted the internet as part of their lives 70-80% use it  Full Article…

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What’s more popular, Congress, Cockroaches or Fixed Indexed Annuities and Life?

Well now that we know two things going into the New Year according to a new survey: that Cockroaches and Annuities are more popular than Congress, why is the S&P 500 still the most coveted crediting index in the Fixed Indexed Annuity market that should have wrap up in the $34 billion range. So why  Full Article…

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Thumbing it’s nose on easy money, Fed paints Annuity carriers into a corner

If you rearrange the letters in ‘economics” you get the word comic nose and more and more former bond holders are sniffing the siren song of a blood bath in bonds. From time to time is showing it’s ugly face like last week as the Fed slowly abandons its quantitative easing programs or funny money  Full Article…

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