Is it time to buy Gold? Bill Baruch still says yes.  You can hear from him here: http://finance.yahoo.com/blogs/breakout/gold-fed-mercy-160028664.html.  Gold is a very weird place right now. Just a hint of QE ending in 2013 pushed gold down significantly.  The question becomes is this a buying opportunity or is it time to get out of this trade. [...]

We all know that the 10 year treasury note is very important in how insurance carriers price their indexed annuities.  The higher the 10 year, the higher rates, caps and riders are.  The question is when will this benchmark rate be truly on the rise.   Bond guru Bill Gross was on Bloomberg this week and this [...]

I want to be fat and happy in retirement, but it’s probably not the fat your thinking about.  I mean that I want my retirement account to be fat and one way to cut your expenses in retirement is to be healthy.  Did you know that America pays twice as much for medicine and healthcare [...]

They say that Congress has its own dating service just like E-Harmony  and Annuity Harmony except that no one in either party wants to pay. That certainly was validated with the recent Cliff deal which to use the now proverbial “kick the can down the road” to next Fiscal Cliff II, otherwise known as the [...]

As it goes economists and analysts are paid life weather man to forecast the market not forecast it accurately. In fact the number of economists that have a grade of “B” or better over the last 30 years and outperformed the bond indices can be counted on two hands.  The number of bond fund mutual [...]

I knew it’s time for a New Year’s resolution when I stepped on my new scale today that I had received for Christmas and “it said one a time please.” Buying more life insurance is not typically at the top of one’s shopping life for the end of the year during the holiday or at [...]

How would you like to retire early and be able to live on the beach for $900 per month? I recently watched a show that documents families searching for homes abroad and this particular show followed a couple searching for a retirement home in Central America. I was amazed at how far the US Dollar [...]