Paying full price for tech accessories. It’s hard not to get glassy eyed after opening and holding your new phone or tablet and quickly agree to expensive accessories.  Go home and go online. You can save up to 50%. The least expensive iPhone case, screen protector, and headset available at the Apple Store will run [...]

Decide when to claim Social Security. Social Security statements became available online for the first time in 2012, and more than 1 million people have already downloaded them. Check your statement to make sure your earnings were accurately posted to your Social Security record, and make note of how much you will receive from Social [...]

Here are eight pressing money and benefit issues that are barreling down on seniors for 2013.   1. Tax rates. The Bush tax cuts expire December 31. All income tax brackets will shift upward—the 10 percent bracket disappears and the new lowest tax rate will be 15 percent. The 25 percent bracket becomes 28 percent; [...]

Anytime that we see an exceptionally well written blog that we know our readers will enjoy, we don’t hesitate to share it.  This week we found a great article about 2013 annuity trends on the AnnuityFYI Blog.   The full original blog by Rachel Summit @ AnnuityFYI can be found here – http://www.annuityfyi.com/blog/2012/12/2013-trends-for-annuities-as-a-whole/   This [...]

An unexpected provision in the fiscal cliff deal will give workers the option of paying taxes now on their retirement savings instead of later on when they withdraw money from their accounts. The change — intended to drum up billions of dollars in government revenue — allows more employees to convert a traditional 401(k) into [...]