Thank goodness for Christmas and New Years this week.  Without these two positive holidays, I think the news anchors, bloggers, and editors would have actually run out of ways to spin the Fiscal Cliff story.  And here we are at January 1st with still no solid answer.  Of course, they have thrown a few ideas [...]

Most pre-retirees are trying to reduce debt before their last day of work, not extend the amount of time they’ll be on the hook for payments.   Still, for some homeowners with retirement on their minds, it makes sense to trade their higher mortgage rate for one near record lows, said Keith Gumbinger, vice president [...]