With all the doom and gloom of the capital gains, “fiscal cliff”, and payroll tax increase chatter that will undoubtedly be the hot topic for the next few weeks, there is a hidden danger. The alternative minimum tax, or AMT.     The AMT is essentially a parallel tax in that excludes certain deductions — like [...]

There has been recent growth in fee-only variable annuity market. Interest rates have been very low for quite some time and speculators think the low interest rates will continue for most of 2013. Carriers are finding it difficult to continue offering generous living benefits and are looking to survive in low-yield economy.     Registered [...]

Questions such as the following should be answered before you decide how much and where to invest:   • Do you have adequate disability/life insurance?   • Do you have adequate liability coverage?   • Should you invest in a Roth or a traditional IRA?   • Should you increase your contributions to your employer-sponsored retirement plan, and use [...]