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Archive | December 9, 2012

Does IBM’s Retirement Plan Move Mean to Employees I’ve Been Misled(IBM)

Like a nuclear explosion, employee benefits bellwether, IBM unleashed its most recent overhaul of its retirement plan in grand fashion the other day announcing a complete reshuffling of its 401-k plan to make a lump sum payment at year end instead of monthly matching contributions.  Pretty soon, it will be a gold watch and a  Full Article…


The Days of Wine, Roses and Using Social Security for Pocket Change are Gone

“I counted on Social Security to buy clothing, food and trips. So now I’m on Social Security and mostly use it for tips.” The Old School of Social Security has turned 180 degrees since the days of the Brady Bunch and Partridge Family hasn’t it.   At today’s interest rates, do not take Social Security  Full Article…